Many first-time buyers are surprised to learn they may qualify to purchase a home with approximately $1,500 down and a 600+ credit score, depending on loan qualifications, income, and lender approval.
Before you spend months guessing, scrolling online, or listening to bad advice from friends and social media, take this free class and learn how the real home-buying process actually works.
In this First-Time Home Buyer Class, Michael Heiser — Associate Broker with over 220 successful real estate transactions and previously voted Golden Isles Magazine Top Realtor — walks you step-by-step through:
✅ Financing and pre-approval
✅ FHA, Conventional, VA, and USDA loan options
✅ Zero-down financing opportunities
✅ Credit score and down payment requirements
✅ Contracts, inspections, and closing costs
✅ Common mistakes first-time buyers make
✅ What you should do BEFORE talking to lenders or builders
This class is simple, practical, beginner-friendly, and designed specifically for real-world buyers who want clear answers without pressure or confusion.
🎥 Watch instantly at your own pace
📘 Includes a free First-Time Home Buyer Guide
📅 Optional one-on-one strategy session available after completion
Simply enter your full name and email below to create your class access and receive your First-Time Home Buyer Guide. Once submitted, you’ll be immediately directed into the course and can start watching right away.
Questions Answered in This Free First-Time Home Buyer Class
Buying your first home can feel overwhelming. That's why this class was created to answer the most common questions first-time buyers ask throughout Brunswick, St. Simons Island, Darien, Kingsland, St. Marys, Woodbine, and Southeast Georgia.
In this class you'll learn:
• Can I buy a home with a 600 credit score?
• How much money do I need to buy a house?
• Can I really buy a home with approximately $1,500 available?
• What is a USDA loan?
• Are there truly zero-down home loan programs?
• What's the difference between FHA, Conventional, VA, and USDA financing?
• How do I get pre-approved for a mortgage?
• What documents will a lender need from me?
• How much house can I afford?
• How much are closing costs?
• What is earnest money?
• What happens during a home inspection?
• What is an appraisal and why is it important?
• What happens after my offer is accepted?
• What should I expect at closing?
• Should I pay off debt before buying a home?
• What mistakes do first-time home buyers make?
• How long does it take to buy a home?
• What should I do before talking to lenders or builders?
• How can homeownership help build long-term wealth for my family?
This free online class is designed to help first-time home buyers understand the home-buying process from start to finish and make informed decisions with confidence.
Serving Home Buyers Throughout Southeast Georgia
This free online First-Time Home Buyer Class was created for buyers throughout Southeast Georgia who want clear answers about financing, credit requirements, down payments, loan programs, and the home-buying process.
Whether you're currently renting, relocating, purchasing your first home, or simply exploring your options, this class will help you better understand what it takes to become a homeowner.
Areas served include:
Glynn County
- Brunswick
- St. Simons Island
- Jekyll Island
- Sea Island
- Dock Junction
McIntosh County
- Darien
- Townsend
- Eulonia
- Crescent
- Meridian
- Valona
- Shellman Bluff
- Cox
Camden County
- Kingsland
- St. Marys
- Woodbine
- Waverly
- White Oak
Wayne County
- Jesup
- Odum
- Screven
- Gardi
- Broadhurst
Brantley County
- Nahunta
- Hoboken
- Hortense
- Waynesville
This class is designed specifically for home buyers throughout Coastal Georgia and Southeast Georgia who want to understand their options before speaking with a lender, builder, or real estate agent.
